Financial Guidance You Can Rely On — Every Step of the Way
At Cicero Financial, we help individuals, families, and business owners make confident financial decisions through every stage of life. From building your financial foundation to protecting what you’ve earned and planning what comes next, we provide steady, personalized guidance — every step of the way.
Who We Help
Financial needs evolve over time.
Our role is to guide you through those changes with confidence and consistency. With decades of experience and a relationship first approach, our focus is simple: clarity, continuity, and strategies built around your real life.
Families
Professionals
Business owners
Singles
Students
Newly Weds
Pre-Retirees
Retirees
Life Stages We Support
Starting out
Building a strong financial foundation early can make all the difference.
Cash flow & budgeting
Savings & Investing
TFSA & RRSP
New home purchase
We help you establish smart habits and clear direction from the beginning.
Building Phase
As careers, families and responsibilities grow so does financial complexity.
Investment Diversification
Tax strategies
Education savings
Risk Management
We help you establish your growing resources with your long-term goals.
Preparing for retirement
Transition from accumulation to income requires careful planning
Retirement Strategies
RRIF Planning
Tax efficiency
Long-term care considerations
We help you establish smart habits and clear direction from the beginning.
Retirement & Legacy
Financial planning continues well into retirement.
Income sustainability
estate & legacy
inter-generational planning
We help protect what you've build and support the legacy you want to leave.
Our Services
Complete Financial Solutions for Your Family
From protecting your loved ones with insurance to growing your wealth through smart investments, we offer personalized solutions for every stage of life.
Life Insurance
Protect your family's future with comprehensive life insurance coverage tailored to your needs.
Disability Insurance
Safeguard your income if illness or injury prevents you from working.
Critical Illness
Financial protection when you need it most during serious health challenges
RRSP & TFSA
Maximize your savings with tax-advantaged retirement and savings accounts.
RESP
Start saving for your children's education with government grants and tax benefits.
Group Benefits
Comprehensive employee benefits packages for businesses of all sizes.
why choose us
Investment Experts With Your Family in Mind
We understand the importance of financial security and stability for families. That's why we take a personalized approach to help you achieve your financial goals in a way that is safe, sound, and suitable for you and your loved ones.
Family-First Approach
Your family's needs and goals are our top priority. We create personalized strategies that fit your unique situation.
40+ Years of Experience
Decades of expertise in helping Hamilton families navigate insurance and investment decisions.
Trusted Guidance
We explain everything in plain language so you can make informed decisions with confidence.
Comprehensive Solutions
From insurance to investments, we offer a full suite of financial services under one roof.
Trusted by hundreds of families across the Hamilton area.
Testimonials
What Our Clients Say
Real stories from families we've helped secure their financial future.
Frequently Asked Questions
We're here to help you understand your options. Here are answers to common questions.
What does a financial advisor do?
A financial advisor helps you plan, manage, and protect your finances by providing guidance on investments, savings, insurance, and long term planning.
How often should a financial plan be reviewed?
A financial plan should be reviewed at least once a year and whenever major life changes occur, such as career changes, retirement, or family milestones.
Do I need a financial advisor if I already invest on my own?
Many clients seek guidance to ensure their strategies remain tax efficient, diversified, and aligned with long term goals.
What types of insurance are most important?
This depends on your life stage, income, family responsibilities, and goals. Coverage is most effective when integrated into an overall financial plan.
Who can benefit from financial planning?
Anyone who wants clarity, structure, and confidence around financial decisions can benefit, regardless of net worth or life stage.
When is the deadline to contribute to an RRSP?
In Canada, you have until 60 days after the year ends, March 1, 2026, for 2025 contributions to maximize your tax savings.
Do I need a will?
Yes, you need a will to decide who gets your money and belongings and a Power of Attorney (POA) to appoint someone you trust to make financial or health decisions if you can’t.
What is Probate?
Probate is the legal process that makes a will official and allows someone to take care of a person’s money, property, and belongings after they pass away.
Take the First Step Toward Financial Security
Your family deserves a secure future. Book your free consultation today and let's create a plan together.
Get in touch
Ready to Secure Your Financial Future?
Contact us today for a free, no-obligation consultation. We're here to answer your questions and help you take the first step.
Visit Us
20 Hughson St S #602
Hamilton, ON L8N 2A1
Office Hours
Mon - Fri: 9am - 5pm
Evenings by appointment
Cicero Financial
Helping Canadian families secure their financial future with personalized insurance and investment solutions for over 40 years.